Landlord Liability: Insurance FAQ How insurance can help protect a rental property business. What's Below: How can insurance help protect a rental property business? What does renter's insurance cover? How can insurance help protect a rental property business? A well-designed insurance policy can protect a landlord's rental property from losses caused by many perils, including fire, storms, burglary and vandalism. (Earthquake and flood insurance are typically separate.) A comprehensive policy will also include liability fortis insurance fortis insurance insurance, covering injuries or losses suffered by others as the result of defective conditions on the property. Equally important, liability insurance covers the cost (mostly lawyer's bills) of defending personal injury lawsuits. Here are some tips on choosing insurance: Purchase enough coverage to protect the value of the property and assets. Be sure the policy covers not only physical injury but also libel, slander, discrimination, unlawful and retaliatory eviction and invasion of keystone health insurance fortis insurance privacy suffered by tenants and guests. Carry liability insurance on all vehicles used for business purposes, including the manager's car or truck if he or she will use it on the job. If you need more information, The Legal Guide for Starting and Running a Small Business, by Fred S. Steingold (Nolo), contains a detailed discussion of small business law, including how to insure your rental property. Back to top What does renter's worldwide medical insurance fortis insurance insurance cover? While tenants may not have as much at stake financially as property owners, they also need insurance -- especially tenants with expensive personal belongings. Tenant losses from fire or theft are not covered by the landlord's insurance. The average renter's policy covers tenants against losses to their belongings occurring as a result of fire and theft, up to the amount stated on the face of the policy, such as canadian insurance companies fortis insurance $25,000 or