Motor Insurance (F.A.Q) What is the difference between a comprehensive and a third party cover under a motor policy? The comprehensive insurance policy covers the damages to your vehicle AND liability towards third parties whilst the third party insurance policy covers only the liability towards third parties. How can I make a claim for Windscreen damage? You should first check if you have purchased a separate windscreen damage benefit state farm insurance home page insurance health under your motor policy. If there is, when there is a breakage to the windscreen, you need to take some photos showing the damage or breakage. You may then proceed to do the replacement and then report to our Motor Claims Department and you will be required to complete a claim form for completion. Thereafter please submit the claim form together with the photographs and original repair insurance health insurance health bill to the Company for processing. How do I go about claiming from my insurer? First of all, the insurer should be informed of the accident as soon as possible and the vehicle brought over for an inspection together with a repair estimate. It should be noted maximum effort should be put to ensure that all documents, i.e., the claim form, police report, copies of the driving license, revenue travel insurance quote insurance health license and the certificate of insurance and any other document required reaches the insurer within 30 days of the accident. You also need to submit the original bills of repair if we have given you the go ahead for the repairs. What is an Excess? This is the amount up to which no claim is payable under the policy. This would imply that from every claim, this amount progressive insurance ogilvy and mather insurance health will be