Life & Accidental Death : Accidental Death Insurance Articles : What are Your Rights? The Department of Insurance is concerned about your privacy and the protection of your legal rights involving personal insurance. This document is designed to help you understand the regulations, rules, and provisions that provide protection under the following circumstances: When you apply for insurance. When your insurance coverage is affected upmc health insurance insurance policy by an adverse underwriting decision. When your policy is canceled. When your policy is non-renewed. When your premium is misquoted. This information is presented to you in the form of questions most asked by the insurance consumer. Q. When I apply for insurance, what kind of information is collected? A. Your insurance company or agent will require that you disclose certain personal information to determine your eligibility insurance policy insurance policy for insurance coverage and establish the price of coverage. In addition, companies may also obtain information from independent sources. Q. What are independent sources? A. Independent sources may include your prior insurance company and/or consumer reporting agencies or inspection services. These organizations may contact you, your family members, neighbors, or employer. Q. Do I have the right to know if the company has prepared an investigate consumer report private health insurance insurance policy about me? A. The insurance company must inform you if a consumer information report is ordered. You also have the right to receive a copy of the completed report. You may write to the company providing them with proper identification (your name, address, and policy number) and state what information you must provide this information within 30 days. The company will also identify to whom the children health insurance insurance policy information has