Life Insurance

Life & Accidental Death : Accidental Death Insurance Articles : Dealing with Agents & Brokers Selecting an Agent or Broker/Agent If you are selecting an agent or broker for the first time, one of your best resources in selecting that individual is an already satisfied client! Ask your relatives, neighbors or co-workers about their agent and their insurance company and the level of service and professionalism their agent life insurance life insurance gave them. Have they experienced a claim? How did their agent and company respond? Has their agent been courteous and prompt in responding to their questions and needs? Did their agent take the time to fully explain the terms and conditions of their policies? Does their agent periodically contact them to update coverages? These are all excellent questions to ask when selecting someone to protect you, your family, instant life insurance life insurance and your assets. Once you have selected an agent to deal with, you may wish to verify his or her licensing status with the Department of Insurance. Inquire of their license(s), as they must be posted in view of the public. Ask the agent how long they have been licensed and ask what insurance companies they represent. It is wise to shop for coverage among several insurance companies and insurance quotes online life insurance among several agents to determine the best insurance coverage for your needs. Defining an Agent or Broker/Agent An agent can be licensed to sell life insurance, disability and health insurance or fire and casualty insurance. In California, the term broker/agent is used to describe two distinct types of licenses. The title broker/agent does not automatically convey both types of licenses upon the holder, unless he or she qualified for and insurance brokers south africa life insurance was issued both


LIFE INSURANCE



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